AI Automation Platform · Credit Union Specialists

Automate the
Conversations
that Matter Most

FlowAIx is the AI-powered member engagement platform built exclusively for credit unions. Recover more. Retain more. Serve more — without replacing the human touch.

30
Day ROI Guarantee
6
Modular AI Services
À La Carte
No lock-in pricing
Who We Are

We Speak Credit Union

FlowAIx is an AI-powered member engagement platform built exclusively for credit unions. We automate high-value member conversations — from recovering missed payments to welcoming new members, promoting loan products, and preventing deposit runoff — so your team can focus on the relationships that need a human touch.

Our Core Belief: Credit unions deserve AI automation that is trustworthy, member-first, and purpose-built for their world — not adapted from tools made for banks or call centres.

The Challenge

The Gap FlowAIx Fills

Most AI automation tools are built for large commercial banks — too expensive, too generic, and too risky for member-owned institutions.

❌ What Credit Unions Struggle With

📉
Rising Delinquency Rates

Eating into margins with no scalable outreach solution.

😓
Staff Overwhelmed

Teams buried by outbound member contact volume.

💸
Missed Revenue

Cross-sell and upsell opportunities slipping through the cracks.

🏃
Member Attrition

Deposit runoff at fixed deposit and savings maturity.

🤝
Weak Onboarding

Low engagement during the critical new member window.

📋
Manual Surveys

Inconsistent member satisfaction processes that don't scale.

✅ What FlowAIx Delivers

Automated Debt Recovery

Compliant, compassionate outreach that recovers real balances.

Intelligent Loan Promotion

Targeted calls to pre-qualified member segments.

Warm Onboarding Calls

AI welcome calls within 24 hours of a member joining.

Deposit Renewal Reminders

Automated outreach that prevents deposit runoff.

Early Delinquency Prevention

Proactive intervention before charge-offs occur.

AI-Conducted Surveys

Higher response rates than email; members feel heard.

À La Carte Services

Six Services. Activate Any.

No bundled tiers. No minimum commitments. Start with one service, expand as confidence grows.

Service 01 · À La Carte
🎯

Debt Recovery Agent

Intelligent outbound calls to members with missed or overdue payments. Compassionate, effective, and results-tracked.

  • Transparent, consent-aware call scripts
  • Real-time human escalation for disputes
  • Directly measurable ROI: recovered balances
  • Reduces collections staff workload
Service 02 · À La Carte
📣

Member Benefit Outreach

Targeted loan and product promotion to pre-qualified member segments. Warm outreach, not cold calling.

  • AI-driven segmentation for ideal targets
  • Screens interest before routing to loan officer
  • Seasonal triggers: auto, personal loans & more
  • Fully branded to your credit union voice
Service 03 · À La Carte
👋

Member Onboarding & Welcome

AI-powered welcome calls to new members within 24–48 hours of joining — reducing early member churn.

  • Confirms account setup & answers questions
  • Introduces key services & routes to advisor
  • Reduces early member churn
  • Surfaces cross-sell opportunities immediately
Service 04 · À La Carte
🏦

Fixed Deposit Renewal

Automated outreach when fixed deposits or savings products are approaching maturity.

  • Presents renewal options conversationally
  • Directly prevents deposit runoff
  • Immediately measurable in retained deposits
  • Triggered from core system maturity data
Service 05 · À La Carte
🛡️

Early Delinquency Prevention

Proactive, supportive outreach to members showing first signs of payment difficulty.

  • Softer tone: assistance over collections
  • Presents hardship & payment plan options
  • Positions your CU as member-first
  • Prevention & cure paired solution
Service 06 · À La Carte
📊

Member Satisfaction Surveys

AI-conducted NPS/CSAT surveys delivered by voice — higher response rates than email.

  • Members feel heard, not surveyed
  • Real-time escalation on dissatisfaction
  • Data feeds directly into segmentation
  • Ideal low-risk entry-point service
Privacy & Trust

Member Data Protected by Design

We recognise that credit union members place significant trust in their institutions. We take that trust seriously across every interaction.

🔒

Data Privacy First

All member data is handled under strict confidentiality. No data is ever sold, shared with third parties, or used outside the scope of your engagement. Your members' information stays yours, always.

🛡️

Secure by Design

End-to-end encryption for all voice interactions and data transfers. Access controls, audit logs, and data minimisation ensure your credit union can demonstrate accountability to members and regulators.

🤝

Transparent Operations

Credit unions receive complete call logs, outcome reports, and opt-out records. Every agent action is traceable, reviewable, and aligned with your internal policies and member commitments.

👤

Human Escalation — Always On

Every FlowAIx agent interaction includes clear escalation pathways to a human representative. Members in distress, disputing a matter, or requesting complex assistance are routed to your team instantly.

Implementation

Live in Days, Not Months

Fast, low-friction implementation that works alongside your existing systems and staff.

1

Discovery & Integration Mapping

We explore your challenges, goals and needs to ensure you start your journey the right way with FlowAIx.

2

Compliance & Script Review

All call scripts are reviewed alongside your compliance officer, ensuring full internal sign-off before any agent goes live.

3

Pilot Launch

Start with a single à la carte service — typically Debt Recovery — with a defined member segment. Results tracked from day one.

4

Measure & Report

A detailed results dashboard tracks calls made, contact rates, recovery outcomes, and escalations. See exactly what's working.

5

Expand

Add services individually as results build confidence toward a full member engagement suite — entirely on your terms.

Pricing Model

À La Carte. No Lock-In.

Monthly platform access fee + per-call variable rate. Our success is directly tied to yours.

Service What It Does Activate
Debt Recovery Agent Outbound calls to members with missed or overdue payments. Request Info →
Member Benefit Outreach Targeted loan & product promotion to pre-qualified member segments. Request Info →
Member Onboarding & Welcome AI welcome calls within 24–48 hours of a new member joining. Request Info →
Fixed Deposit Renewal Automated outreach when fixed deposits approach maturity. Request Info →
Early Delinquency Prevention Proactive, supportive calls at first signs of payment difficulty. Request Info →
Member Satisfaction Surveys AI-conducted NPS/CSAT voice surveys — higher response rates than email. Request Info →

🚀 30-Day Pilot Programme

New clients begin with any single service at preferred pilot rates with full performance reporting included. At the end of the pilot, choose to expand, adjust, or add services — entirely on your terms.

Start Your Pilot →
Why Choose Us

Built Different. For a Reason.

We are not a generic AI vendor. We speak credit union.

🏛️

Credit Union Specialists

We only serve credit unions. Our platform, privacy posture, and integration roadmap are built around your world — not adapted from a bank product. Every feature reflects the member-first values of the movement.

📈

Measurable ROI from Day 30

Every service produces results you can take to your board within 30 days: recovered balances, retained deposits, new loan applications. No ambiguous "engagement metrics" — just real financial outcomes.

🔒

Privacy First, Always

Member data privacy is a core design principle, not an afterthought. No data is sold or shared. Every interaction is logged, traceable, and aligned with your compliance requirements.

🧩

Modular & Scalable

Start with one service, expand at your pace. No large upfront commitment — just results that earn the next phase. Every credit union's journey with FlowAIx is uniquely theirs.

"
FlowAIx is an AI-powered member engagement platform built exclusively for credit unions. We automate high-value member conversations so your team can focus on the relationships that need a human touch. Every service is available on its own terms — choose what works for your members, activate at your pace, and trust that your data stays protected.
— FlowAIx · Our Promise to Every Credit Union
Get Started

Ready to Transform Your Member Engagement?

We welcome the opportunity to demonstrate FlowAIx with your member data in a no-obligation discovery session. Our team will walk you through a live demo, discuss the services most relevant to your portfolio, and outline a pilot proposal tailored to your credit union.

Book a Discovery Session